Consumer Loan Rates

Rates are effective as of 5/01/2022, and are subject to change without notice

Loan TypeTermsAPR*Monthly per    $1,000
AutoUp To 60 mosAs low as 3.49%$18.19
AutoUp To 78 mosAs low as 4.49%$14.81
Other- ATV, Boat, Bike, RVUp To 60 mosAs low as 4.24%$18.53
Other -ATV, Boat, Bike, RVUp To 120 mosAs low as 5.49%$10.86

4 Easy Ways To Apply!

  • Call (207) 945-8700
  • Apply Online
  • Apply through our mobile app
  • Visit Our Branch at 115 MECAW RD., HAMPDEN, ME 04444

Secured loans available up to $75,000. Not all applicants will qualify for maximum amount.

Example

Payment example: $10,000 loan at 3.49% APR for 60 months, monthly payments of approximately $181.90 each. Total Interest paid of $913.91 and Total of Payments of $10,913.91.

APR*

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risk based priced to determine the interest rate. Other conditions may apply. Rates are subject to change without notice.


Loan TypeTermsAPR*Monthly per $1,000
Unsecured/PersonalUp To 36 mosAs low as 7.49%$31.99
Unsecured/PersonalUp To 60 mosAs low as 8.24%$20.40
Share Draft Line of Credit16.00%

Unsecured loans are available for up to $10,000. Not all applicants will qualify for the maximum amount.

Example

Payment example: $10,000 loan at 8.24% APR for 60 months, monthly payments of approximately $203.99 each.  Total Interest paid of $2,238.79 and Total of Payments of $12,238.79.

  • Minimum repayment term of 90 days
  • Maximum APR is 18% (not including GAP, Mechanical Breakdown Protection or Debt Protection)
  • Share Secured loans are 2.00% APR* above the rate you are being paid on the share (savings) or certificate account
  • We offer an unsecured Share Draft Line of Credit  – $2,500 maximum, 16% APR* , $50.00 minimum payment
  • Contact csfculoans@changingseasonsfcu.com or call 207-945-8700 for more information

For a Vehicle, ATV, Boat, Bike, RV

For a Personal loan

NADA

Purchasing a vehicle?

Visit www.nadaguides.com to find out the value or call us. Just provide us with the serial number (VIN#), exact mileage and all options that the vehicle has so that we can give you an accurate book value.

APR*

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risk based priced to determine the interest rate. Other conditions may apply. Rates are subject to change without notice.

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