Consumer Loan Rates

Rates are effective as of 04/01/2024, and are subject to change without notice

Loan Type	Terms	APR*	Monthly per $1,000
Auto	Up To 72 mos	As low as 6.25%	$19.46
Auto	73 To 84 mos	As low as 6.99%	$19.81
Other-ATV, Boat, Bike, RV	Up To 60 mos	As low as 6.75%	$19.69
Other-ATV, Boat, Bike, RV	61 To 78 mos	As low as 7.49%	$20.04
Other-ATV, Boat, Bike, RV	79 To 120 mos	As low as 7.99%	$20.28

4 Easy Ways To Apply!

Call (207) 945-8700
Apply Online
Apply through our mobile app
Visit Our Branch at 115 MECAW RD., HAMPDEN, ME 04444

Secured loans available up to $75,000. Not all applicants will qualify for maximum amount.

Example

Payment example: $10,000 loan at 6.25% APR for 60 months, monthly payments of approximately $194.54 each. Total Interest paid of $1,671.89 and Total of Payments of $11,671.89.

APR*

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risk based priced to determine the interest rate. Other conditions may apply. Rates are subject to change without notice.

Loan Type	Terms	APR*	Monthly per $1,000
Unsecured/Personal	Up To 36 mos	As low as 10.99%	$32.75
Unsecured/Personal	Up To 60 mos	As low as 10.99%	$21.75
Share Draft Line of Credit		17.00%

Unsecured loans are available for up to $10,000. Not all applicants will qualify for the maximum amount.

Example

Payment example: $10,000 loan at 10.99% APR for 60 months, monthly payments of approximately $217.46 each. Total Interest paid of $3,047.02 and Total of Payments of $13,047.02.

Minimum repayment term of 90 days
Maximum APR is 18% (not including GAP, Mechanical Breakdown Protection or Debt Protection)
Share Secured loans are 2.00% APR* above the rate you are being paid on the share (savings) or certificate account
We offer an unsecured Share Draft Line of Credit – $2,500 maximum, 17% APR* , $50.00 minimum payment
Contact csfculoans@changingseasonsfcu.com or call 207-945-8700 for more information

For a Vehicle, ATV, Boat, Bike, RV

Apply Now

For a Personal loan

Apply Now

NADA

Purchasing a vehicle?

Visit www.nadaguides.com to find out the value or call us. Just provide us with the serial number (VIN#), exact mileage and all options that the vehicle has so that we can give you an accurate book value.

APR*

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