COPPA

Children’s Online Privacy Protection Act

Changing Seasons Federal Credit Union (CSFCU) provides its Monty Moose/Youth/Teen Accounts and Services for the convenience and education of the children of its members. We encourage parents or guardians to monitor children under age 13 when children are online and to participate in any interactive activities offered on the website.

CSFCU is committed to protecting the online privacy of the children who visit its website and to complying with the Children’s Online Privacy Protection Act (COPPA). COPPA prohibits unfair or deceptive acts or practices in connection with the collection, use or disclosure of personally identifiable information from and about children on the Internet.

Personal information: CSFCU does not collect or use underage members’ personal information through this website.

Site traffic records: CSFCU collects information on domain names, types of browsers used and dates and times of visits to www.ChangingSeasonsFCU.com. This information includes no personal identifiers and allows CSFCU to record website traffic to improve navigation and content.

Cookies: www.ChangingSeasonsFCU.com does not require the use of per-session cookies. Cookie information is never sold, given or disclosed to third parties.

Email: CSFCU may use feedback information from readers to respond to member service requests, inquiries, comments or suggestions when emails are initiated by the visitor to the Credit Union website. Email information is never sold, given or disclosed to third parties.

CSFCU’s web pages may include links to the external websites of others. These external sites are not part of CSFCU’s services, are not under our control, and may not comply with applicable law. Because these external websites may have privacy policies that are different than CSFCU’s, please consult the privacy policies of any website that asks for personally identifiable information before providing it.

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Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.