Children’s Online Privacy Protection Act

Changing Seasons Federal Credit Union (CSFCU) provides its Monty Moose/Youth/Teen Accounts and Services for the convenience and education of the children of its members. We encourage parents or guardians to monitor children under age 13 when children are online and to participate in any interactive activities offered on the website.

CSFCU is committed to protecting the online privacy of the children who visit its website and to complying with the Children’s Online Privacy Protection Act (COPPA). COPPA prohibits unfair or deceptive acts or practices in connection with the collection, use or disclosure of personally identifiable information from and about children on the Internet.

Personal information: CSFCU does not collect or use underage members’ personal information through this website.

Site traffic records: CSFCU collects information on domain names, types of browsers used and dates and times of visits to This information includes no personal identifiers and allows CSFCU to record website traffic to improve navigation and content.

Cookies: does not require the use of per-session cookies. Cookie information is never sold, given or disclosed to third parties.

Email: CSFCU may use feedback information from readers to respond to member service requests, inquiries, comments or suggestions when emails are initiated by the visitor to the Credit Union website. Email information is never sold, given or disclosed to third parties.

CSFCU’s web pages may include links to the external websites of others. These external sites are not part of CSFCU’s services, are not under our control, and may not comply with applicable law. Because these external websites may have privacy policies that are different than CSFCU’s, please consult the privacy policies of any website that asks for personally identifiable information before providing it.

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