PayJay – Get Paid Earlier!

What Is PayJay?

PayJay is an exclusive benefit of Changing Seasons Federal Credit Union. With PayJay, your direct deposit money is available to you as soon as your paycheck or government check initiates funds. PayJay gives you access to your money up to two days faster than other area banks and financial institutions. Click HERE for a quick video

Why Is There A Two Day Difference?

Traditionally, direct deposit funds are held as ‘pending’ for up to two days to verify funds. PayJay removes the pending status for Changing Seasons members and makes direct deposit funds available immediately.

How Much Does PayJay Cost?

Nothing! There are no fees to enjoy the benefit of PayJay. It is automatically included as a benefit of membership to Changing Seasons and enjoyed by those members who have direct deposit set up with us.

How Do I Sign Up For PayJay?

By simply becoming a member of Changing Seasons Federal Credit Union and setting up your direct deposit with us.  All members automatically receive PayJay benefits.  Not a member? Well, let’s change that!

How Do I Become A Member At Changing Seasons?

Becoming a member is easy. Open an account online or visit our branch at 115 Mecaw Road in Hampden, Maine.


We’re here to help. Give us a call at 207-945-6264, Monday – Wednesday from 9:00am – 5:00pm, Thursday – Friday 8:00am – 5:00pm.

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