Member Privilege

There are times when unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and a potentially embarrassing experience. At Changing Seasons FCU, we do not encourage overdrafts and we do encourage you to manage your finances responsibly. However, we do want to save you from the additional merchant fees and the possible damage to your credit history that could result when a check is returned. That’s why we provide Member Privilege: a special overdraft service for our members.

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