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Visa Reloadable – Gift Cards

Visa Gift Cards are available as regular cards and reloadable cards.  You can use them for traveling, shopping or the one-size-fits-all gift for any occasion. VISA Gift Cards are “stored value cards” that can be used like a credit card (the purchase amount is deducted from the card balance) at any merchant accepting VISA. Gift […]

Visa Debit Cards

Need money that is flexible to meet your needs? We offer the flexibility of a VISA debit card at your fingertips! Accepted worldwide, the VISA debit card is a convenient and popular alternative to writing a check. This card is an ATM card as well as a debit card. Just remember it is very important […]

Tax Refund Loan

Loan can be done 2 or more days after acceptance from the Federal Government $29.99 fee (must be paid at time of loan) *Maximum 1 year term *Up to 90% of the refund amount, minimum dollar amount of loan is $500 with a maximum amount of $2,500 Direct deposit of income tax refund to member’s […]

Student Loans

Wherever you are in your higher education, get the money you need for school.  Student loans from Changing Seasons FCU in partnership with Sallie Mae® could help! For borrowers attending or borrowing for a student attending a degree-granting institution Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents. […]

SURF – ATMs

It’s the largest surcharge-free ATM network in Maine. We call it SURF, with over 250 locations. For easy access to your money, without being nickel and dimed, nothing else can compare. This locator shows all public access SURF ATMs. SURF – ATM locator

Stepping Stone Loan

Escape the frustrating cycle of “needing credit to get credit” with our Stepping Stone Loan. At Changing Seasons, we know that building your credit, whether you need to repair it or you are starting from scratch, is burdensome. That’s why we’ve created this special loan to help you build your credit. With our personalized, handcrafted […]

Stepping Stone Account

If you’ve ever had trouble with overdrafts, fraud, or getting approved for a checking account, we can help! A Stepping Stone Account is a special type of savings account that you can use for everyday transactions as preparation for opening a checking account. It offers unique features that are designed to help you succeed financially. […]

Skip A Pay

Apply now for our Skip-A-Payment program* for your auto and personal (signature) loans; this means that you can choose to skip the payment on your credit union loan. Have more than one eligible loan? Skip a payment on each! Skipping a payment is like “making a loan to yourself”. Use the extra cash for gifts, […]

Same Day ACH

Transactions (withdrawals and deposits) may post to your account the same day as they happen – often in real time. For example, you pay your mobile phone bill at 10:00am, it could be deducted from your account before 5:00pm on the same day.  If you don’t have enough money in your account, you  may be […]

Refer a Member

A special offer handcrafted especially for Changing Seasons FCU Members and their Family! Refer a new member and get $50 to share! Both the referring member and the new member will each have $25 automatically added to their account at opening. New account must stay open for a minimum of 1 year. Minimum deposit of $5.00 […]